Business Financing
Expert guidance for secured and unsecured financing, equity raises, and convertible instruments
Strategic Financing Solutions
Access to capital is vital for business growth, operations, and strategic initiatives. At Lighthouse Legal Counsel, our experienced attorneys provide comprehensive guidance on a wide range of financing transactions to help businesses secure the funding they need with terms that align with their objectives.
With extensive experience representing both companies and financial institutions, our team brings a valuable dual perspective to every financing transaction. We help structure, negotiate, and document financing arrangements that balance legal protections with practical business needs.
Our Financing Services Include:
Secured Bank Financing
We represent borrowers and lenders in secured loan transactions, including term loans, revolving credit facilities, and asset-based loans. Our team drafts and negotiates credit agreements, security documents, guarantees, and related agreements, ensuring robust yet practical documentation of the transaction.
Unsecured Bank Financing
For companies with strong credit profiles, we help negotiate and document unsecured financing arrangements. We focus on creating balanced covenant packages and repayment terms that provide appropriate protection for lenders while maintaining operational flexibility for borrowers.
Equity Financing
We guide companies through equity raises, helping structure and document transactions from angel investments to later-stage equity rounds. Our services include preparing term sheets, subscription agreements, amendments to governing documents, and navigating securities law requirements.
SAFE Agreements
For early-stage companies, we help structure and document Simple Agreements for Future Equity (SAFEs), customizing terms to address valuation caps, discounts, most favored nation provisions, and conversion mechanisms that align with your fundraising strategy.
Convertible Notes
We assist with convertible debt financing, preparing note purchase agreements, promissory notes, and related documentation. Our team helps structure key terms such as interest rates, maturity dates, conversion discounts, valuation caps, and qualified financing thresholds.
Our Approach to Financing Transactions
Financing transactions involve complex legal, business, and relationship considerations. Our approach focuses on:
Strategic Alignment
We ensure that financing structures align with your business objectives, growth plans, and capital needs while maintaining appropriate flexibility.
Relationship Management
We help create financing arrangements that foster constructive relationships between companies and capital providers to support long-term success.
Risk Assessment
We identify and address potential risks in financing arrangements, helping you understand implications and make informed decisions.
Forward-Thinking
We consider how current financing decisions may impact future funding options, ownership structure, and operational flexibility.
Need Guidance on Financing Options?
Schedule a consultation with our financing team to discuss your specific needs and objectives.
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